Many of you may be wondering if it is really necessary to hire a lawyer to help you with your bankruptcy case. Assuming you have already decided that bankruptcy is the best option for you, you might think that a lawyer is a waste of time and too big of an expense for you to handle at this time. Well, let me explain why speaking to a bankruptcy lawyer is a must.
First of all, bankruptcy is never something you should choose without considering your options carefully. Likewise, you should not rule out bankruptcy as a legitimate means of starting over financially without discussing the pros and cons with a good lawyer.
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If you decide that this is a route you want to take and wish to file Chapter 7 (or Chapter 13 for that matter), you really want to have the assistance of a good law firm. Why? Well, for one thing, the bankruptcy laws have become more complex during the last few years.
There are additional steps you need to take in order to prove that you need Chapter 7. An attorney will help you study your own circumstances and determine whether you qualify and what exactly you need to do to have your petition heard.
Maybe a friend has told you how easy it is to file and is encouraging you to forget about hiring professional assistance. Well, even if this were possible in the past, it really is not recommended due to the new bankruptcy reform law, including the dreaded means test. This means that you'll have to go through some additional copulations to determine whether you qualify for Chapter 7 liquidation or whether you will have to go with a repayment plan under Chapter 13.
Do yourself a favor and speak to a good attorney as soon as possible. Remember that you're under no obligation, so simply get your questions together so you can make the best decision possible for you and your family's financial future.
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
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